Why You Need Travelers Jewelry Insurance

travelers jewelry insurance

Everyone loves a good vacation. The excitement of choosing a destination, updating your passport, planning your excursions, and circling the big day on your calendar is hard to deny. A lot of things go into planning the perfect vacation—what to wear, what to do, who to bring—but there’s one thing that’s easy to overlook as you make your travel plans… travelers’ jewelry insurance. Many people assume that their homeowners insurance policies will cover their jewelry while they’re traveling, but that may not be the case. It’s a good idea to purchase jewelry insurance in general, but it’s especially important to have it when you travel. Here’s why.

Suitcases Get Lost or Damaged

According to Luggage Hero, over 800,000 bags were mishandled in 2020 by U.S. airlines—and that was during a year with a sharp decline in air travel due to the COVID-19 pandemic. There are several reasons that baggage is damaged or lost in transit—transfer mishandling, ticketing errors, tagging errors, and issues with customs being some of the top causes of lost luggage. In addition to lost bags, luggage can also be damaged in transit due to flight turbulence, mishandling, and other factors. Packing your valuable jewelry in a purse or carry-on bag is the best way to ensure your treasures arrive safely along with you when you travel. Having personal jewelry insurance can ensure your items are covered should something happen to them. 

Jewelry Theft While on Vacation

Traveling to foreign countries or being in unfamiliar cities can make people vulnerable to jewelry theft. When navigating unfamiliar environments, we tend to drop our guard—focusing on maps, phones, landmarks instead of paying attention to the people around us. Theft on the street isn’t the only thing to worry about when traveling; jewelry is also often stolen while laying unsecured in a hotel room, from an unattended vehicle, or even from a checked bag. Having domestic or international jewelry insurance can help ease your mind by protecting your items while you travel.

Damaged Jewelry During Adventures

One of the best parts about traveling is the adventure of it all. If you’re particularly bold, you probably love activities like mountain climbing, hiking, waterskiing, and participating in other outdoor excursions. It’s so exciting to partake in vacation activities that it’s easy to forget to remove jewelry before heading out. This leaves rings, bracelets, earrings, necklaces, and watches susceptible to damage from the very activities we love. It’s also possible to damage jewelry while traveling to your destination—going through airport security lines, opening cab doors, storing luggage in an overhead compartment can all result in chipped or damaged jewelry. A jewelry insurance policy will help cover the cost of any necessary repairs should jewelry get damaged while on vacation. 

Where’d I Leave My Ring, Again?

Going on vacation often means being very busy. From beach trips to roller coaster rides, dining out, and seeing shows, it’s easy to misplace possessions through the whirlwind of having a great time. While you might not think you could ever misplace something as precious as an engagement or wedding ring, it’s incredibly easy to lose jewelry while on vacation. You might forget it on the hotel sink after removing it for a shower, it could slip off your finger while swimming, or it could even fall off while you’re at the beach slathering sunscreen on yourself or your family. 

Zillion Jewelry Insurance: Your New Travel Buddy

Before booking your next dream vacation, don’t forget to take us along. A jewelry insurance policy from Zillion will ensure that your jewelry is protected no matter where your travels take you. Jewelry insurance from Zillion covers your treasures in the event of loss, theft, accidental damage, and even natural disasters. Get a free jewelry insurance quote today from Zillion, and happy trails!


Zillion partners with jewelers to offer their customers lower rates on jewelry insurance. If you don’t see your jeweler on our list, we’re sorry, we won’t be able to offer you a quote for insurance. If you purchased from a Preferred Jewelers International retailer please email us at partners@myzillion.com and let us know the name of the retailer. Thank you.