Exclusive Protection Designed for You.

Invite-only jewelry & watch insurance available to partner clients.

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Instant peace of mind

Enjoy the benefit of worldwide protection from loss, theft, and accidental damage — includes temporary protection while you decide.

Better coverage

Zillion goes beyond most homeowners insurance with best-in-class protection. De-risk with a tailored jewelry policy.

Concierge claims

Receive a white-glove experience when you need it most. Zillion works directly with your retailer to restore or replace your item with personalized attention and care.

1,300

luxury locations

$Billions

protected

“We’ve partnered with Zillion to provide you best-in-class protection and a concierge experience at the time of a claim.”

Watches of Switzerland

Handled with Care. Resolved with Ease.

Concierge Claims
Concierge claims with personalized attention
Faster replacement & repairs that start within 24 hours
Zillion and your retailer work together to exceed your expectations

Better Coverage. Built with Trust.

Zillion Insurance vs Homeowners Insurance

Why is Zillion better coverage than a homeowners/renters policy?

Zillion offers premium coverage beyond what many homeowners policies cover. With Zillion, you’ll have protection against loss, theft, accidental damage, mysterious disappearance, and natural disasters – including while you travel worldwide and with a $0 deductible. Filing a jewelry claim with your homeowners or renters policy can put you at risk of an increased premium or cancellation. Your existing policy deductible may also apply which means you’ll pay more out of pocket.

Warranty and care plans cover defects and ongoing maintenance of your jewelry. Some may even cover damage but you’ll need Zillion jewelry insurance in order to cover loss or theft of your jewelry, including while you travel.

We provide a concierge claims experience by taking care of the repair or replacement with your retail jeweler while keeping you in the loop. You won’t be burdened with paying a deductible or negotiating a cash settlement. We take this opportunity to exceed your expectations and remind you why you put your trust in Zillion.

We’re confident you’ll love Zillion. However, you may cancel at any time for a pro-rated refund.

Our partnership with your original trusted jeweler has its benefits. They know your jewelry item best, and can expedite the process of getting your jewelry back to you, and in great shape. We understand that sometimes it is not possible, or feasible, to work through your original jeweler.

In these cases, we can work with other jewelers, but would need to review the repair or replacement with them prior to approval. You may express your desire to work with a different jeweler, and pass along their contact information when reporting a claim.

At Zillion we understand that your jewelry means more to you than just its value. That’s why we take the approach of replacing or repairing your jewelry back to its original specs with $0 deductible…. Yep, $0, no deductible, simply delivering the same jewelry item back to you in the event of a loss.

Zillion exclusively insures jewelry purchased by customers of our retail & industry partners. Through our embedded insurance platform and integration with partner retailers point of sale and eCommerce systems, we’re able to offer you the easiest jewelry insurance experience in the industry, and at lower rates.

We get what we need directly from the jeweler without forcing you to fill out pages and pages of unnecessary forms. No hassle. No boring stuff.

We believe you should have the freedom to wear your jewelry for any occasion, without worry… whether it’s traveling the world, training at the gym, a romantic night out or just hanging out at home. With Zillion insurance, you can wear your jewelry with confidence knowing it’s covered.

Embedded insurance is any insurance that can be obtained along with the purchase of a good or service at point of sale. The best embedded insurance options are fully integrated and eliminate the hassle of filling out applications or forms. At Zillion, we’re proud of our embedded insurance platform and how we’ve made the insurance buying experience instant and effortless for our retailer partners and their customers.

Zillion partners with jewelers to offer their customers lower rates on jewelry insurance. If you don’t see your jeweler on our list, we’re sorry, we won’t be able to offer you a quote for insurance. If you purchased from a Preferred Jewelers International retailer please email us at partners@myzillion.com and let us know the name of the retailer. Thank you.