Zillion named top watch insurance by Professional Watches. Read
Over 7,000 5-star reviews
Your ring goes missing. Perhaps you left it at the hotel while you were rushing to catch your flight or it was stolen from your apartment. Or you damaged your engagement ring by snagging a prong on your clothes. Don’t worry, Zillion has you covered.
Whether you’re at home or on the go when catastrophe strikes, we’ve made it easy for you to file a jewelry insurance claim online, from anywhere in the world.
Lightning fast response times from Zillion's claim team means your jewelry repair or replacement gets underway in as little as 24 hours after you submit a claim!
We take this opportunity to exceed your expectations and remind you why you put your trust in Zillion.
“We believe you should have the freedom to wear your jewelry for any occasion, without worry… whether it’s traveling the world, training at the gym, a romantic night out or just hanging at home. With Zillion jewelry insurance, you can wear your jewelry with confidence knowing it’s covered.” – The Zillion Team
We provide a concierge claims experience by taking care of the repair or replacement with your retail jeweler while keeping you in the loop. You won’t be burdened with paying a deductible or negotiating a cash settlement. We take this opportunity to exceed your expectations and remind you why you put your trust in Zillion.
We’re confident you’ll love Zillion. However, you may cancel at any time for a pro-rated refund.
Our partnership with your original trusted jeweler has its benefits. They know your jewelry item best, and can expedite the process of getting your jewelry back to you, and in great shape. We understand that sometimes it is not possible, or feasible, to work through your original jeweler.
In these cases, we can work with other jewelers, but would need to review the repair or replacement with them prior to approval. You may express your desire to work with a different jeweler, and pass along their contact information when reporting a claim.
At Zillion we understand that your jewelry means more to you than just its value. That’s why we take the approach of replacing or repairing your jewelry back to its original specs with $0 deductible…. Yep, $0, no deductible, simply delivering the same jewelry item back to you in the event of a loss.
Zillion exclusively insures jewelry purchased by customers of our retail & industry partners. Through our embedded insurance platform and integration with partner retailers point of sale and eCommerce systems, we’re able to offer you the easiest jewelry insurance experience in the industry, and at lower rates.
We get what we need directly from the jeweler without forcing you to fill out pages and pages of unnecessary forms. No hassle. No boring stuff.
Embedded insurance is any insurance that can be obtained along with the purchase of a good or service at point of sale. The best embedded insurance options are fully integrated and eliminate the hassle of filling out applications or forms. At Zillion, we’re proud of our embedded insurance platform and how we’ve made the insurance buying experience instant and effortless for our retailer partners and their customers.
*Some customers could see a savings of up to 15% for certain jewelry & watch purchases. Enrollment, terms and conditions apply. Savings shown are based on Zillion’s rate comparable to other personal jewelry & watch insurance policies nationwide. Savings descriptions, percentages, availability and eligibility may vary, and savings are not offered in all states including California, Florida, Georgia, Ohio, Oklahoma, Pennsylvania, South Carolina, Virginia and Washington.
*Zillion may issue an insurance binder for temporary insurance, and the insurance binder will cancel back to its effective date if payment is not received before the insurance binder expires. Insurance is not free. If a loss were to occur during this insurance binder period, you’d be able to file a claim (a nice benefit), but would be required to pay the annual premium before the insurance binder expires. Offer subject to eligibility and underwriting guidelines.
*Policies issued by XL Specialty Insurance Co. 505 Eagleview Blvd., Suite 100 Exton, PA 19341-1120
*Questions regarding this insurance program should be directed to Zillion Insurance Services. For more information visit myzillion.com/disclosures.
Zillion partners with jewelers to offer their customers lower rates on jewelry insurance. If you don’t see your jeweler on our list, we’re sorry, we won’t be able to offer you a quote for insurance. If you purchased from a Preferred Jewelers International retailer please email us at partners@myzillion.com and let us know the name of the retailer. Thank you.
