engagement ring

Wear It With Confidence

Jewelry Insurance with Better Coverage, Better Rates, & Ease

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"Fast and easy. Great company
and prices are excellent."
Backed by AXA XL,
Rated A+ Superior by A.M. Best
Google Reviews
5 Stars
"Speedy responses, flexible,
and great coverage!"

Join Zillion & Benefit From:

“We believe you should have the freedom to wear your jewelry for any occasion, without worry… whether it’s traveling the world, training at the gym, a romantic night out or just hanging at home. With Zillion jewelry insurance, you can wear your jewelry with confidence knowing it’s covered.”
– The Zillion Team

Holding a Diamond for Jewelry Insurance

Loss Protection

jewelry is covered
when it's lost

Spinning Globe

Worldwide Protection

jewelry is covered when you travel worldwide

Stack of Coins and Money

$0 Deductible

$0 deductible for
replacement or repair

Image of Not Prohibited Sign

Zero Impact Claims

no increase in rates due
to a single claim

Image of a Safe Box

Theft Protection

jewelry is covered
when it's stolen

Parachute Image

Shipping Protection

jewelry is covered
during shipping

Shipping Package Image

Free Shipping

free prepaid shipping
on repairs

Image of an Receipt Total

No Hidden Fees

no additional service charges or fees

Holding a Diamond With a Lightning Bolt

Damage Protection

jewelry is covered when it's accidentally damaged

Magnifying Glass Observing Diamond

Disappearance Protection

jewelry is covered when
it goes missing

Cloud With a Lightning Bolt

Natural Disaster Protection

jewelry is covered from
natural disasters

Calendar With Date Number 30

Satisfaction Guarantee

cancel anytime, full refund
in 1st 30 days

So What's Not Covered?

war/military/government action, nuclear hazard, normal wear & tear, deterioration, intentional acts

Better Jewelry Coverage

Specialty Jewelry Insurance

Your ring goes missing. Perhaps you left it at the hotel while you were rushing to catch your flight or it was stolen from your apartment. Or you damaged your engagement ring by snagging a prong on your clothes. Don’t worry, your jewelry is Covered & will be replaced or repaired with a $0 deductible. Zillion’s specialty jewelry insurance coverage is worldwide, so you can feel free to travel and wear your jewelry with confidence.

Zillion Better Jewelry Insurance Coverage
Jewelry Insurance Savings

Better Rates for Insuring Jewelry

Save Up to 15%, Starting at ~ $2/mo. (billed annually)*

At Zillion, we specialize in jewelry insurance, and better manage risk and control costs through the use of our embedded insurance platform. These savings are passed onto our customers in the form of better rates. You’ll benefit from our modern delivery, exceptional coverage and low costs, all while having full control and flexibility with your policy. Cancel anytime – receive a full refund in the first 30 days (pro-rated thereafter).

Insurance for Any Collection Size

Whether you are looking to insure a single item, or your entire jewelry collection, with Zillion, you will receive the same great low rate on all of your favorite jewelry.

Jewelry Insurance Costs

Protecting your jewelry probably costs much less than you’d think. For most people, the annual cost of a policy is just 1-2% of the replacement value of the item they’re looking to insure. For example, an insurance policy on a $7,000 diamond engagement ring could cost as little as $70 per year!

A Better Claims Process

Jewelry Replacement & Repair Underway In < 24 hrs.

You lost, damaged, or had your jewelry stolen. Zillion makes it quick and easy to replace or repair your jewelry at $0 cost to you. Learn even more about engagement ring insurance.

Easy Online Claims

Whether you’re at home or on the go when catastrophe strikes, we’ve made it easy for our customers to file their jewelry insurance claims online, from anywhere in the world. Simply visit myzillion.com/claims to submit a claim and let Zillion handle the rest!

Faster Replacement Times

Easy online claims and lightning fast response times from Zillions’ claims team means your jewelry repair or replacement gets underway in as little as 24 hours after you submit a claim!

$0 Deductibles

Having to file a jewelry insurance claim means that a treasured item in your life has become damaged or gone missing. We never want to see our customers deal with added financial stress during an already difficult time. That’s why every policy we provide comes with a $0 deductible on all claims.

Free Shipping Protection

Sending a damaged item in for repair? We’ve got that covered, too! Zillion customers benefit from free prepaid shipping protection on all jewelry repairs.

Zero Impact Claims

Zero impact claims means that filing a single insurance claim will never result in an increased rate.

Engagement Ring Insurance Claim

Proud Members Of:

Jewelers of America
Jewelers Board of Trade
Jewelers Security Alliance Logo

Proud To Insure Jewelry
With Diamonds Graded By:

Zillion is proud to insure all types of jewelry, including but not limited to engagement rings, with diamonds graded by GIA, IGI, AGS, GSI, & SGL

GIA - Diamonds Graded By
IGI Logo
American Gem Society Logo
GSI Logo
SGL Logo

*Some customers could see a savings of up to 15% for certain jewelry purchases. Enrollment, terms and conditions apply. Savings shown are based on Zillion’s rate comparable to other personal jewelry insurance policies nationwide. Savings names, percentages, availability and eligibility may vary, and are not available in all states including, California, Georgia, Ohio, Oklahoma, Pennsylvania, South Carolina, Virginia and Washington.

Zillion partners with jewelers to offer their customers lower rates on jewelry insurance. If you don’t see your jeweler on our list, we’re sorry, we won’t be able to offer you a quote for insurance. If you purchased from a Preferred Jewelers International retailer please email us at partners@myzillion.com and let us know the name of the retailer. Thank you.