How to Choose Your Ideal Gold Engagement Ring

gold engagement ring

The time has finally come. Your decision has been made and your mind is certain. Your pulse is calm and your heart is…racing. Or it soon will be.

But while you’ve come to this decisive, exciting, and a bit frightening point in regards to proposing marriage to your beloved, you’re not nearly as sure about what kind of engagement ring you will present him or her with. The fact is, there are so many options to choose from when shopping for engagement rings and wedding rings. Before you even get to selecting the diamonds, you need to pick a setting.

Of course, gold is always and forever a popular choice for engagement ring settings. But did you know there are also several types of gold to choose from? (Many varieties of engagement ring insurance and wedding ring insurance also exist. We’ll get to that part soon.) Here, we’ll break down various choices and styles of gold that are available to you today. We’ll take a closer look at gold color options, karats, and plating/coating.

First things first. About that specific color or hue of gold. Do you know which one is the right one for your beloved? Let us help you by offering a quick “primer” on the most popular types of gold engagement ring settings available. We’ll talk about popularity, cost, and durability—all in the service of helping you choose that perfect gold setting for the ideal engagement ring you (and your sweetheart) desire.

Yellow Gold Engagement Rings

Did you know that pure yellow gold is actually quite…soft? To enhance its durability, it’s typically blended with other metals to create an alloy (a metal that’s composed by combining two elements to create something stronger). The most commonly used metals here are nickel, zinc, and copper. Because of this “wedding” of various elements, yellow gold actually tends to come in varying shades of its own.


The popularity of yellow gold engagement rings and wedding rings dates way, way back. All the way back to Ancient Greek and Roman times. Traditionally speaking, yellow gold has always been the most popular metal to incorporate in wedding rings. Essentially, yellow gold is considered a timeless color that won’t ever fade in popularity. It also tends to looks good on any and all skin colors and tones—making it an infinitely popular choice for engagement rings and wedding bands. Then, now, and forever.


The general “rule of thumb” (or ring finger) with gold is the less karats, the more affordable the jewelry piece. Thankfully, yellow gold is typically one of the most affordable gold options available. Of course, costs will vary from jeweler to jeweler. But generally speaking, you can expect to pay a price beginning in the $175—$300 range for a plain 14, yellow gold band.

Staying Power

Nothing is perfect or flawless, of course. Not even fine jewelry. So what is the downside to yellow gold? Well, due to gold’s malleability in its natural state, it tends to be a good bit high-maintenance when it comes to appearance. Simply put, yellow gold is just less durable than other metals—and is particularly susceptible to scratches and overall wear and tear.

White Gold Engagement Rings

Of course, gold is not naturally white. So in order to create the dazzling and mesmerizing color of a white gold engagement ring or wedding ring, additional metals are added to the gold. White gold is typically created by implementing a combination of pure gold and a precious metal such as silver, nickel, or palladium. One word of healthy advice here: because gold is typically blended with nickel to create white gold, people with nickel allergies may need to steer clear of this type of band.


The popularity of white gold in engagement ring and wedding ring bands has surged dramatically over the last decade-plus. Pat of white gold’s rising popularity lies in its luxurious sheen and sleek appearance. It also helps that white gold is generally flattering on all skin colors and tones—though it tends to looks best on fairer-skinned people. One downside to white gold? Its tendency to emphasize the yellow tone of a diamond with a low color grade.


When it comes to cost and purchase pricing, white gold tends to be fairly comparable to yellow gold. Meaning you can expect to pay a price starting in the $175–$300 range for a plain 14k white gold band.

Staying Power

White gold is often slightly more durable than yellow gold, since it is created using stronger metals. It’s also less susceptible to scratches and typical wear and tear. White gold does need to be re-dipped every few years to maintain its rhodium coating. This helps your white gold ring maintain its compelling luster and shine.

Rose Gold Engagement Rings

As you’ve likely guessed by now, rose gold isn’t something you can just find out in nature. In fact, rose gold is created by combining silver, copper, and gold together. It’s this beautiful blend of copper and silver that gives it that patented rosy glow. Since copper often oxidizes over time, the shade of your rose gold may change over the years. So just keep in mind that your precious pink ring may ultimately evolve into a darker, richer red. This deeper shade of rose gold tends to give jewelry an antique, vintage look that many people love and crave. Rose gold is not hypoallergenic, due to its strong copper concentration – something to keep in mind for some sensitive skin types.


Rose gold has seen an uptick in popularity over the past several years—particularly when it comes to wedding and engagement rings. Many people simply adore the romantic, dreamy visual appeal of rose gold—while others love its universal complimentary factor. It also helps that rose gold tends to look amazing on all shades of skin.


As with yellow and white gold, the lower the total karats of rose gold, the more affordable the ring or other jewelry piece will be. A 14k rose gold ring has more copper, thereby making it more affordable. (This also results in a richer red tone and a less “pinkish” hue.) For a 14k solid rose gold wedding band, you can expect to pay a price starting around $225–$350. So yes, the price is a little higher than yellow or white gold—but still quite comparable.

Staying Power

Thanks to its blend of multiple metals, rose gold is actually the strongest type of gold you can choose for your engagement ring band. Additionally, rose gold does not require rhodium plating like white gold. This means there’s no dipping ever required.

YOU Make the Call…

As you can now clearly see, the “perfect” type of gold for an engagement ring is entirely up to your discretion. It largely boils down to just how high- or low-maintenance you want your ring to be; whether you desire something “trendy” or “timeless”; and of course, the color preference of your soon-to-be-spouse.

And don’t forget one other crucial element here. You should definitely check to see if your beloved has a nickel or copper allergy before making your decision.

Jewelry Insurance: A Brilliant Accent to All Gold

Regardless of what type or color gold you ultimately select for your engagement ring or wedding ring setting, the passionate team of jewelry lovers and jewelry insurance experts at Zillion will always have your back. We make it easier than ever before to select and purchase outstanding-yet-affordable engagement ring insurance and fine jewelry insurance—so you can protect your investment and always wear it with confidence. Our ring insurance and other jewelry insurance options provide the perfect accent to any and all shades, sizes, and shapes of jewelry—including diamond engagement rings and gold wedding bands.

We encourage you to take a little time to learn more about the many dynamics and intricacies – as well as the many benefits – of engagement ring insurance here. This is just one of the many helpful resources and entertaining blog posts available on the Zillion website.

You can also visit the Zillion homepage at any time, from anywhere, to get your FREE engagement ring insurance quote. We look forward to connecting with you soon!


Zillion partners with jewelers to offer their customers lower rates on jewelry insurance. If you don’t see your jeweler on our list, we’re sorry, we won’t be able to offer you a quote for insurance. If you purchased from a Preferred Jewelers International retailer please email us at and let us know the name of the retailer. Thank you.