Wear It with Confidence.

Jewelry Insurance with Better Coverage, Better Rates, & Ease


Backed by AXA XL 

Rated A+ Superior by A.M. Best

"At Zillion, we believe you should have the freedom to wear your jewelry for any occasion, without worry... whether it's traveling the world, training at the gym, a romantic night out or just hanging at home. With Zillion, your jewelry is Covered. Love your jewelry and Wear it with Confidence."

- The Zillion Team

Join Zillion & Benefit from:

Loss Protection

jewelry is covered when it's lost

Theft Protection

jewelry is covered when it's stolen

Damage Protection

jewelry is covered when it's accidentally damaged

Worldwide Protection

jewelry is covered when you travel worldwide

Shipping Protection

jewelry is covered during shipping

Disappearance Protection

jewelry is covered when it goes missing

$0 Deductible

$0 deductible for
replacement or repair

Free Shipping

free prepaid shipping on repairs

Natural Disaster Protection

jewelry is covered from natural disasters

Zero Impact Claims

no increase in rates due to a single claim

No Hidden Fees

no additional service charges or fees

Satisfaction Guarantee

cancel anytime, full refund in 1st 30 days

So, What's Not Covered?

war/military/government action, nuclear hazard, normal wear & tear, deterioration, intentional acts

Better Coverage
Specialty Jewelry Insurance

Your ring goes missing. Perhaps you left it at the hotel while you were rushing to catch your flight or it was stolen from your apartment. Or you damaged your engagement ring by snagging a prong on your clothes. Don't worry, your jewelry is Covered & will be replaced or repaired with $0 deductible. Zillion's specialty jewelry insurance coverage is worldwide, so you can feel free to travel and wear your jewelry with confidence.

Typical Renters/ Homeowners


(must add rider)



(not always)


(must add rider)

Worldwide Coverage

Natural Disasters

(not always)

$0 Deductible

(deductible $)

Zero Impact Claims

(may impact entire policy)

Better Rates
Save up to 15%* on Jewelry Insurance, starting at ~$2/mo. (billed annually)

At Zillion, we specialize in jewelry insurance, and better manage risk and control costs through the use of our technology. These savings are passed onto our customers in the form of better rates. You'll benefit from our modern delivery, exceptional coverage and low costs, all while having full control and flexibility with your policy. Cancel anytime - receive a full refund in the first 30 days (pro-rated thereafter).

Insurance for any Collection Size

Whether you are looking to insure a single item, or your entire jewelry collection, with Zillion, you will receive the same great low rate on all of your favorite jewelry.


Jewelry Insurance Costs

Protecting your jewelry probably costs much less than you'd think. For most people, the annual cost of a policy is just 1-2% of the replacement value of the item their looking to insure. For example, an insurance policy on a $7,000 diamond engagement ring could cost as little as $70 per year!

A Better Claims Process
Jewelry Replacement & Repair underway in < 24 hours

You lost, damaged, or had your jewelry stolen. Zillion makes it quick and easy to replace or repair your jewelry at $0 cost to you. Learn even more about engagement ring insurance.

Easy Online Claims

Whether you're at home or on the go when catastrophe strikes, we've made it easy for our customers to file their jewelry insurance claims online, from anywhere in the world. Simply visit myzillion.com/claims to submit a claim and let Zillion handle the rest!


Faster Replacement Times

Easy online claims and lightning fast response times from Zillions' claims team means your jewelry repair or replacement gets underway in as little as 24 hours after you submit a claim! 

$0 Deductibles

Having to file a jewelry insurance claim means that a treasured item in your life has become damaged or gone missing. We never want to see our customers deal with added financial stress during an already difficult time. That's why every policy we provide comes with a $0 deductible on all claims.

Free Shipping Protection

Sending a damaged item in for repair? We've got that covered, too! Zillion customers benefit from free prepaid shipping protection on all jewelry repairs.


Zero Impact Claims

Zero impact claims means that filing a single insurance claim will never result in an increased rate.

Recommended By Our Customers

"Was a quick and simple process to get my jewelry insured."

Matthew Q.  (New Jersey)

"Very responsive and good explanation of the benefits."

William M.  (Nevada)

"Great rates and was super easy to get signed up. You sent me my policy immediately."

Benjamin W.  (Colorado)

Proud Members Of

JBT Member Logo1.jpg

Proud to Insure Jewelry
with Diamonds Graded by


+ 12 additional labs

*Some customers could see a savings of up to 15% for certain jewelry purchases. Enrollment, terms and conditions apply. Savings shown are based on Zillion’s rate comparable to other personal jewelry insurance policies nationwide. Savings names, percentages, availability and eligibility may vary, and are not available in all states including, California, Georgia, Ohio, Oklahoma, Pennsylvania, South Carolina, Virginia and Washington.

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© 2020 by Zillion Insurance Services, Inc. 
3000 El Camino Real, Bldg. 4, Suite 200

Palo Alto, CA 94306